Medicare Part D Prescription Drugs
Traditional Medicare Parts A&B only cover medications given in the hospital or some administered by physicians,.so Medicare has provided for that with Part D coverage. Part D Coverage is offered as part of traditional Medicare when you initially are enrolled. It is also available through most Medicare Advantage plans as well as a stand alone insurance from private companies.
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What if I don’t sign up when I am first eligible?
Every year from October 7th until December 15th there is an open enrollment period when you may change from traditional Medicare to Medicare Advantage or back again. During this time you may also add a drug coverage Part D as well.
There are penalties involved for not obtaining coverage so it is wise to consider the option of Part D coverage when you are initially eligible for Medicare.
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