Regardless of whether a driver is licensed or not, it is mandated by law in the U.S. to carry valid auto insurance coverage for driving car legally on road. Failure to comply with federal and state insurance rules and regulations can attract stiff penalties. And in the worst scenario, car registration may even get cancelled.
Besides, if, as an unlicensed driver without insurance, you happen to meet with an accident or get involved a collision then you may have to foot the repair and medical bills on your own. And you may also have to engage services of a qualified attorney as you will likely be sued. As per National Safety Council (NSC) records, on an average drivers involved in car accidents end up paying at least $9,000 in damages.
You can still get a car insurance even if you don't have a license
It may seem difficult to imagine if it is really possible to get car insurance without valid driver’s license. But with every passing day, an increasing number of teens are seen driving cars and so, as per law having valid auto insurance coverage is mandatory. To that effect, even if you are a teen driver that is yet to secure a license but still drive your parent’s vehicle, it is important you get it insured especially when your name is not yet listed on your parent’s existing auto insurance policy.
Here are 3 major aspects that you should know before researching options for buying car insurance with no driver’s license: